Ms. Gibson Recently Lost Her Employer Group Health and Drug Coverage and Now She Wants to Enroll in a PPO That Does Not Include Drug Coverage

Here we provide the answer for the question "Ms. Gibson recently lost her employer group health and drug coverage and now she wants to enroll in a PPO that does not include drug coverage. What should you tell her about obtaining drug coverage?" below.

by Niranjani

Updated Aug 01, 2023

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Ms. Gibson Recently Lost Her Employer Group Health and Drug Coverage and Now She Wants to Enroll in a PPO That Does Not Include Drug Coverage

Ms. Gibson recently lost her employer group health and drug coverage and now she wants to enroll in a PPO that does not include drug coverage. What should you tell her about obtaining drug coverage?

The answer to the question "Ms. Gibson recently lost her employer group health and drug coverage and now she wants to enroll in a PPO that does not include drug coverage. What should you tell her about obtaining drug coverage?" is given below.

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Answer - She can enroll in the PPO, but she will not be able to purchase a stand-alone Medicare Part D prescription drug plan.

Hope you have all got to know the answer for "Ms. Gibson recently lost her employer group health and drug coverage and now she wants to enroll in a PPO that does not include drug coverage. What should you tell her about obtaining drug coverage?" AHIP question.

AHIP

The AHIP (America's Health Insurance Plans) certification test is a crucial requirement imposed by nearly all Medicare carriers. It is essential for agents who wish to sell most Medicare Advantage (MA) and Prescription Drug Plans (PDPs) during each calendar year.

On average, agents should allocate around 10-15 hours for test preparation to ensure they are well-equipped to pass the certification successfully.

The training is essential for agents to stay updated on the latest CMS regulations and rules governing the sale of Medicare Advantage and Part D plans.

To ensure that agents are well-prepared and knowledgeable, insurers make it mandatory for them to undergo this training. By obtaining AHIP certification, agents demonstrate their proficiency in AHIP's Medicare and FWA training, proving that they possess a comprehensive understanding of all CMS guidelines for selling Medicare Advantage and Part D plans. 

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